Hundreds of fha handbooks mortgagee letters housing notices and other policy documents have been consolidated into this single source this eliminates the need for mortgagees and other.
Hud 4000 1 roof.
Changes including deleted text.
The covering must prevent moisture from entering and provide reasonable future utility durability and economy of maintenance the appraiser must visually examine the roof to determine whether deficiencies present a health and safety hazard or do not allow for reasonable future utility.
The page numbers from the transmittal letter from the official version on.
Fha single family housing policy handbook handbook 4000 1 for reference use only this version of the single family housing policy handbook sf handbook hud handbook 4000 1 shows tracked changes to text since the last publication to show all changes including deleted text.
The previous fha loan rulebooks including hud 4155 1 and hud 4155 2 have been superseded by hud 4000 1 so it seemed like a good idea to post the fha s current appraisal requirements for the roof since it s one of the most commonly asked about parts of the home with respect to the fha appraisal process.
Hud hoc reference guide roofs attics chapter 1 appraisal property requirements page 1 24.
Hud 4000 1 says the appraiser must notify the mortgagee of the deficiency if the roof covering does not prevent entrance of moisture or provide reasonable future utility durability and economy of maintenance and does not have a remaining physical life of at least two years.
The federal housing administration s fha single family housing policy handbook 4000 1 sf handbook is a consolidated consistent and comprehensive source of fha single family housing policy.